Services
At Miranda's Insurance, we offer a comprehensive range of insurance options, from general liability and owner policies to full asset protection. Our team is dedicated to personalizing coverage that fits your unique needs and budget. Let us help you find the right protection to give you peace of mind. Your security is our priority.
Auto Insurance
We are committed to providing you with valuable car insurance options, from liability and22 to comprehensive full coverage. Our team works hard to ensure you receive the best protection tailored to your needs. Trust us to guide you through the process and find the right coverage for your vehicle. Your peace of mind is our priority.
Bonding
What is Bonding?
A contractor bond is a type of surety bond that guarantees the completion of a project according to the terms of the contract. It offers protection to your clients and ensures that your work meets industry standards and legal requirements. Bonds are often required for contractors working on government projects or for larger private jobs.
Common Types of Bonds:
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Performance Bonds: Ensure the project is completed according to the contract's terms. If you fail to meet the obligations, the bond will cover the cost to complete the work.
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Payment Bonds: Ensure that subcontractors and suppliers are paid for their services. If you fail to make payments, the bond protects those parties financially.
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Bid Bonds: Issued during the bidding process to guarantee that the contractor will enter into a contract and provide the required performance and payment bonds if awarded the project.
Why Choose Miranda’s Insurance for Contractors Insurance and Bonds?
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Tailored Coverage: We understand that every contractor’s needs are different. That’s why we work with you to create a custom insurance and bonding package that suits your business’s specific risks and requirements.
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Experienced Agents: Our team of experienced agents specializes in contractor and bonding insurance. We know the ins and outs of the construction industry and will guide you in selecting the right coverage to ensure you’re fully protected.
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Competitive Rates: At Miranda’s Insurance, we offer competitive pricing and flexible policy options to suit both small independent contractors and large businesses.
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Reliable Support: We’re here to provide ongoing support and advice, from securing your initial coverage to assisting with claims or renewals. Your business’s protection is our priority.
Contractors / Bonds
At Miranda’s Insurance, we understand the unique risks that contractors face in their line of work. Whether you’re a general contractor, subcontractor, or a specialized service provider, our Contractors Insurance and Bonds coverage is designed to protect you, your business, and your clients from potential financial losses and liabilities.
What is Contractors Insurance?
Contractors Insurance provides essential coverage for businesses in the construction and contracting industries. This type of insurance helps contractors protect against risks such as property damage, bodily injury, equipment loss, and other unforeseen incidents that can occur while on the job.
Key Coverage Types Include:
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General Liability Insurance: Protects your business from third-party claims for bodily injury, property damage, or advertising mistakes. This coverage is essential for any contractor working on a project site.
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Workers' Compensation Insurance: Provides medical benefits and wage replacement for employees injured on the job. It's legally required in many states and helps protect both your workers and your business.
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Commercial Auto Insurance: If your business owns vehicles used for transporting tools, equipment, or materials, commercial auto insurance helps cover damage or accidents involving these vehicles.
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Equipment Insurance: Covers the repair or replacement of valuable equipment such as heavy machinery, tools, and other specialized gear used in your contracting business.
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Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this protects you against claims of negligence, mistakes, or omissions in the services you provide.
Home Insurance
When your home faces damage or destruction, you deserve a reliable insurance provider that prioritizes your needs and responds swiftly during challenging times. Our commitment is to support you with prompt action and compassionate service, ensuring you can navigate through adversity with confidence. Trust us to be there for when it matters most.
Renter's Insurance
Renter's insurance is becoming increasingly essential as more individuals choose to rent. It offers crucial protection for your valuable belongings, ensuring they are in the event of damage or theft while you’re renting. Don't leave your possessions vulnerable; invest in renter's insurance for peace of mind
Garage / Professional Liability
Commercial vehicle insurance is essential for businesses that operate a variety of vehicles, including trucks, cars, trailers, and boats. This type of insurance provides comprehensive coverage tailored to protect your fleet against accidents, theft, and damages. By securing a policy that covers a combination of vehicles, you can ensure that all your assets arearded, allowing your business to operate smoothly. Don't leave your vehicles unprotected—invest in commercial vehicle insurance to maintain peace of mind on the road.